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하지만, 이자율이 높고, 신용등급에 영향을 미칠 수 있다는 단점이 있습니다.할인 외에도 공연 및 전시를 아주 저렴하게 관람할 수 있는 나눔티켓도 이용할 수 있습니다.신용카드로 상품권을 할인된 가격에 구매한 후, 이를 되팔아 차액을 불법적으로 취득하는 행위
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